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About kerala jewelers:

Founded in 1959, Kerala Jewellers has grown to become one of the most reputed jewellers in Chennai. It is renowned for its unique designs and high standards of craftsmanship & quality.

Having earned a special place in the hearts of people across Chennai, Kerala Jewellers rewards their patronage with special savings schemes that offer a range of benefits and bonuses, but at the same time, fit into every savings budget.

Our schemes Swarnanjali, Swarnavarsha and Sampoorna, let you invest money every month and bring you the reward of gold at the end of the period. Let a golden era begin in your life!

Swarnanjali Scheme:

  • The scheme period is 16 months.
  • You can join the savings scheme with a minimum subscription of Rs.500 per month and in multiples of Rs.100.
  • Bonus and other benefits can be availed only by subscribers who have completed the full term.
  • On withdrawals from the scheme, customers can choose either gold or Silver jewellery for the amount they have paid. No cash will be refunded (Coins cannot be purchased under this scheme).
  • On maturity the subscribers will be permitted to take Gold Jewellery or Silver with NO MAKING CHARGES, NO STONE CHARGES & NO SALES TAX. Kerala Jewellers, will pay sales tax for members. (Making charges applicable for Silver & Stone Charges applicable for Precious Stones).
  • Subscription amount has to be remitted on or before the 12th of every month. However, the customer can join a scheme on any day of the month.
  • Default in payments will result in withdrawal of benefits.
  • Premature closure of a scheme will invite deduction of one-month installments.(gift value)
  • The maturity time for all schemes is 16 months. Jewellery of your choice can be taken the next. i.e. 17th month.
  • Kerala Jewellers have not authorized nor entrusted anyone for collections.
    Each savings, on maturity is entitled to:
  • A gift of a fixed value
  • Saving in interest & sales tax
  • No making charges
  • No stone charges
Monthly subscription Total value of 16 Months Bonus Maturity Value
Rs. 500/- Rs. 8000/- Rs. 625/- Rs. 8625/-
Rs. 1000/- Rs. 16000/- Rs. 1250/- Rs. 17250/-
Rs. 2000/- Rs. 32000/- Rs. 2500/- Rs. 34500/-
Rs. 5000/- Rs. 80000/- Rs. 6250/- Rs. 86250/-
Rs. 10,000/- Rs. 160,000/- Rs. 12500/- Rs. 172500/-
Rs. 20,000/- Rs. 320,000/- Rs. 25000/- Rs. 345000/-
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